Earn more with a minimum balance of $5000. Additionally, you need place freezes on your credit. Qianzhen Dist., Kaohsiung City 80661, Taiwan, No.419, Ta-shun 2nd Rd., Kaohsiung City 80787, Taiwan, No.532, Chiu-ju 2nd Rd., Kaohsiung City 80745, Taiwan, NO.600-1, Chia-Chang Road, Nanzi Dist., Kaohsiung City 81170, Taiwan, Kaohsiung International Airport, No.2, Chung-shan 4th Rd., Kaohsiung City 81252, Taiwan, No.1, Chung-kang Rd., Kaohsiung City 81233, Taiwan, No.2, Zhongzheng Rd., Renwu Dist., Kaohsiung City 814, Taiwan, No.138, Zhongshan N. I imagine someone possibly opened an account with my phone number and possibly my SSN (or the last 4 digits - which apparently are the most valuable/secret part). Press question mark to learn the rest of the keyboard shortcuts. Ally Bank is another online bank that offers much more than just checking and saving products. Start with as little as $100. All checks are subject to approval for funding in Ingo Money's sole discretion. This website is using a security service to protect itself from online attacks. See Offer >. PersonalLoans.com Review Should Borrowers Use This Site. Rd., Taipei City 10488, Taiwan, No.88-1, Dun Hua N.Rd., Taipei City 10551,Taiwan, No.52, Sec.4, Min-sheng E. All checks are subject to approval for funding in Ingo Money's sole discretion. Find my direct deposit info. Explore the benefits of cashing checks in the GO2bank app. All third-party names and logos are trademarks of their respective owners. They ard ungrateful thieves, and agreed foreign for most part. You must have direct deposits totaling $400 within a 35 day period to get their best overdraft protection. Watch a 1 minute video. Specifications of go2bank com Start: Member of the prestigious FDIC bank. Ingo Money is a service provided by First Century Bank, N.A. The main target of GO2 Bank is the underbanked, those who dont have a checking or savings account. Stay away from this bank. Mobile number verification, email address verification and mobile app are required to access all features. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, or any eGift Card merchants. 65, Liberty Street, New York, NY 10005, U.S.A. 445 South Figueroa Street, Suite 1900,Los Angeles, CA 90071,U.S.A. Get on top of your money with the new ANZ App, 39F. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. 4, Taiwan Blvd., Xitun Dist., Taichung City 407, Taiwan, No.96, Sec. Fees may apply. The action you just performed triggered the security solution. Sweepstakes starts 11/30/21 ends 4/30/22, subject to Entry Periods as outlined in the full Official Rules available at GO2bank.com/50KTax. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners. Below is what you should know about GO2 Banks checking and savings account products. Last night I received a text saying that I signed up for promotional texts from this place. I have previously, but not this year. Flying with EVA. Some people are even able to receive an early direct deposit if they meet certain criteria and receive regular and eligible direct deposit payments from the initiator. a. If you dont wish to completely manage your account online, want a base ATM network, or want to open an account for more traditional financial products, GO2 Bank might not be your answer. For identity verification, youll need to upload your drivers license or another form of ID. Please note we removed email as a contact option in some countries. She has worked in banking, finance, student loans, consumer credit cards, and tech. Credible Review Is This Student Loan Service Worth Using? Cloudflare Ray ID: 7b9db45e0a3520ab Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. The backer of GO2 Bank, Green Dot Bank, was founded in 1999 and headquartered in Pasadena, California. Offers FDIC-insurance up to 250,000$. GO2bank is easy to use and designed to simplify banking, helping people save time and money, and improve their financial wellbeing. David Krug is the CEO & President of Bankovia. GO2bank is the ultimate mobile banking app and debit card, packed with features to help you better manage your money and build your credit. Visit us at any of our locations and hotlines below for cash and counter services and information queries: Tel: +886 2 8722 5000 Maybe theres some recruitment blitz? Ways to Bank Internet & mobile banking, branches, ATMs & more; . Alliant Credit Union is a digital-only credit union. 3-1 and 3F, No.3-1, Chung 1st Road, Cianjhen Dist., Kaohsiung 80681, Taiwan, No.88 Chenggong 2nd Rd. While it costs nothing to make a direct deposit into Go or Go2 bank. Rd., Taipei City 10548, Taiwan, No.62, Sec.2, An-ho Rd., Taipei City 10680, Taiwan, No.182, Sec.3, Hsin-yi Rd., Taipei City 10658, Taiwan, No.62, Sec.2, Tun-hua S. This happened to me today as well. Ive been trying to contact them but I sit on hold for hours. Mobile number verification, email address verification and mobile app are required to access all features. Platinum Savings. GO2bank Reviews and Rates. See details below. You can also lock your card using your banking app instantly if theres unusual activity. Unlike the service provider known as Green Dot, the parent company of this FDIC insured bank, GO2Bank is a genuine mobile bank account instead of just a prepaid debit card. Apr 2, 2023. Our proprietary technology enables faster, more efficient electronic payments and money management, powering intuitive and seamless ways for people to spend, send, control and save their money. Mobile number verification, email address verification and mobile app are required to access all features. 111, Sec. The no annual fee card also comes with the ability to check your VantageScore. I just received a card from GO2 bank in the mail thinking it was from an employer but when I created an account it didn't have any money. David Krug No.2-1, Marunouchi 2-Chome, Chiyoda-Ku, Tokyo 100-0005 Japan, 4-11, 3-chome, Doshomachi, Chuo-ku, Osaka 541-0045, Japan, 3rd Floor, Pacific Star Bldg. You can also get a secured credit card in addition to GO2 Banks debit card and checking account products. You may use this information to determine if a GO2bank account is good for you. We used a CPA and their service is not through Intuit. Was receiving texts all day yesterday so I called customer service told them to cancel the account that I never open so they sent me to the fraud department to cancel it and they said it should be canceled so if you receive any more text messages today just know that it might take 24 hours to take effect and cancel your account but if they have my info then they probably could just keep opening a new account. GO2bank is Green Dot's flagship digital bank. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions and Privacy Policy. I just got off the phone after calling Go2bank about potential fraud to close the account (was continuing to receive text messages on my phone about a trusted login to my Go2bank account). A $15 fine will be assessed if you do not return your account balance to zero within 24 hours. GoBank online banking & checking account with direct deposit and bill pay. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Ally Bank also offers free checks and remote check deposits. @john_miller 03/25/22. Customer service basically spoke in gibberish and would not give me a straight answer. 1, Zhongshan Rd., Dajia Dist., Taichung City 43744, Taiwan, No.39, Kuang-fuh Rd., Changhua City, Changhua County 50045, Taiwan, No.401, Sec.1, Chung-shan Rd., Changhwa City, Changhwa County 50058, Taiwan, No.254, Zhongshan Rd.,Lugang Town, Changhwa County 50564, Taiwan, No.338, Sec.1, Datong Rd., Yuanlin City, Changhua County 51056, Taiwan, No.45, Wen-chang St., Nan-tou City, Nan-tou County 54048, Taiwan, No.379, Wu-fong N. Overdraft protection up to $200, with opt-in and eligible . Mastercard Debit Card Customer Service. Visit https://www.ingomoney.com/partners/greendot-terms-conditions/ for complete details. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Keep trying with the Go2Bank people and request the account be PERMANENTLY blocked, otherwise whoever set it up will just call and get it unblocked. The only other option is to receive online access within minutes for a fee thats between 1% and 5%. APY. It had very specific uses. Major banks will typically take one to two business days for a check to clear as a comparison. Bus Depot, Station Road, Goregoan (E), Mumbai 400 063, India, 36/12, P.S. Box 5100 Pasadena, CA 91117 if your issue is less urgent. This experience was not without its delays and frustrations. Institutional Banking Service Center. GO2bank is a trademark of Green Dot Corporation. Mobile banking is increasingly becoming the preferred method of banking for those who dont feel the need to visit a branch of a traditional bank in person. First notifying of an untrusted device used to log in to my account, and now a new trusted device, it notes the date and city. Makati Avenue, Makati City, Philippines, 6F., EIC Building Lot 01/10B, Le Hong Phong St., Dang Hai Ward, Hai An District, Hai Phong City, Vietnam, Ground Floor , Landmark Building, 5B Ton Duc Thang,District 1, Ho Chi Minh City, Vietnam, No.139,St.274 Independent Monument, BKK I, Chamkarmorn, Phnom Penh, Cambodia, NO.601, Russian Federation Blvd., Phum Paprak Khang Cheung, Sangkat Kakab 1, Khan Pur SenChey, Phnom Penh, Cambodia (Postal Code:120912), No. But there are others who could benefit from a GO2 Bank account too. 3, Chongxin Rd., Sanchong Dist., New Taipei City 24143, Taiwan, No.169, Siyuan Rd., Xinzhuang Dist., New Taipei City 24250, Taiwan, No.421, Siyuan Rd., Xinzhuang Dist., New Taipei City 24250, Taiwan, 1F., No.338, Minzu Rd., Yilan City, Yilan County 26048, Taiwan, No.195, Sec.2, Chung-ching Rd., Lo-tung Town, Ilan County 26549, Taiwan, No.406, Huanbei Rd., Zhongli Dist., Taoyuan City 32070, Taiwan, No.46, Fuxing Rd., Zhongli Dist., Taoyuan City 32041, Taiwan, No.2, Sec. It doesnt matter if you dont have good credit to open an account because there is no credit check. I was able to open a Go2Bank account using the exact same information, without any identity verification, and despite having a Chexsystems security freeze in place, a fraud alert on my credit reports, and having been reassured three times that an account cannot be opened using my information. The bank account has three levels of overdraft protection. There are some improvements that GO2 Bank could make in terms of the type of fees they charge, respectfully. GO2 Banks primary competitors are other digital-only banks. Ingo Money is a service provided by First Century Bank, N.A. You will also be able to shop online, make regular purchases, and get cash back at participating retail stores. Rd., Taipei City 11155, Taiwan, No.193, Sec.7, Chung-shan N. Chime Bank has partnerships with two banks to offer their checking and savings accounts. He's a lifelong expat who has lived in the Philippines, Mexico, Thailand, and Colombia. Tel(local toll-free): 0809 008 000 Copyright 2023, All Rights Reserved | Wealth Pursuits. And I called the number on the back of the card and it just put me on hold forever. You should keep in mind that account holders will have access to over 19,000 fee-free Allpoint ATMs across the United States. $6.95 per month. Rd., Taiping Dist., Taichung City 41167, Taiwan, No.600, Shuangwen Rd., Dali Dist., Taichung City 41283, Taiwan, No.519, Zhongzheng Rd., Fengyuan Dist, Taichung City 42056, Taiwan, No.665, Sec. Follow the simple instructions to take pictures of your check and enter your check amount. GO2bank is Green Dot's flagship digital bank designed to simplify banking by enabling you to quickly and affordably access, manage and move your money. You can reach a customer service agent by phone seven days a week, from 5am to 9pm PT. This is the fastest option to receive support. and our See app for free ATM locations. You give your money to the cashier and swipe your debit card. In total, there are 3 ways to get in touch with them. Customers of GO2 Bank can get up to $200 in overdraft protection when they need multiple direct deposits within 35 days. 1, Jiahou Rd., Houli Dist., Taichung City 421, Taiwan, No.3, Nan 2nd Rd., T.E.P.Z., Tanzi Dist., Taichung City 42760, Taiwan, 2F., No.28, Keya Rd., Daya Dist., Taichung City 42881, Taiwan, No.533, Zhongshan Rd., Shalu Dist., Taichung City 43344, Taiwan, No.1033, Sec. You must also not mind not having a physical branch location. Rapid Finance Review Is This Site Worth Using? Fees apply for approved Money in Minutes transactions funded to your account. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. To understand more details, please read our Cookies Notice. As a financial technology company and registered bank holding company, Green Dot is focused on making modern banking and money movement accessible to everyone. Youll then need to complete the registration process by providing your name, address, phone number, date of birth, and Social Security number. Limits apply. There is no charge for this as long as the customer is able to cover their overdraft in 24 hours of it happening. 2023 GO2bank. I contacted them and they said they would close the account. Free ATM network of 42,000+. Rd., Zhongshan Dist., Taipei City 10448, Taiwan, No.100, Chi-lin Rd., Taipei City 10424, Taiwan, No.53, Sec.2, Nan-king E. Fees apply for approved Money in Minutes transactions funded to your account. ZipBooks Review Is This Accounting Platform Worth Using? Eventually I hung up because I was so frustrated. The table below compares the interest rates on GO2bank savings accounts to those on standard savings accounts so you can see which one is better for you. Street 217, Phum 10, Sangkat Toul Svay Prey 2, Khan Boeng Keng Kang, Phnom Penh, Cambodia, No. Gravity Lending Review Can It Help You Find The Best Auto Loan? Provide your card number or SSN and then follow the instructions given by the automated service. GO2 Bank hasnt been in the market that long, and there are some great features like the potential cashback earnings, savings rate, early paycheck, and high overdraft protection. I have never (and would never) sign up to use a bank like GO2Bank which seems to provide secured debit cards for public benefits and to build credit. You also have the protection of FDIC insurance on your bank deposits for up to $250,000 per account. 155, Guangming 1st Rd., Jhubei City, Hsinchu County 30259, Taiwan, Rm.105,1F No.36,Keyan Rd.,Zhunan Township,Miaoli County 35053,Taiwan, No.916, Zhonghua Rd., Toufen City, Miaoli County 35159, Taiwan, No.216, Ming-chuan Rd., Taichung City 40041, Taiwan, No.330, Chin-hwa N. This is the fastest option to receive support. The seamless and smooth online and mobile experience ensures that customers can access their account anytime, as long theres an internet connection. making money off the backs of those who can least afford to pay. If you wish to mail GO2 Bank, you can by sending snail mail to the following address: GO2bank, P.O. Amazon, Hulu, and Dominos are among the popular merchants who participate in this program. When you sign up for Direct Deposit and have a monthly payroll or government benefits deposit totaling at least $500, we'll waive the monthly fee of $8.95 for your card account! Learn more about GO2bank. Visithttps://www.ingomoney.com/partners/greendot-terms-conditions/for complete details. Youll earn the same interest each year, rather than accruing interest one year, and then compounding that interest the following year if you start with $5,000 in your account. A checking account with Ally Bank does not have a maintenance fee or minimum balance requirements. There is a mobile banking app that you can use to find a network ATM, order a replacement debit card, make a mobile deposit, and keep tabs on your transactions. I later learned the address used was a place I previously lived several years ago and the email is definitely not mine (but does contain my birth year and elements of my actual email address, which is really odd). 2, Gongdao 5th Rd., Hsinchu City 30069, Taiwan, No.129, Chung-cheng Rd., Hsinchu City 30051, Taiwan, No.1, Hsin-an Rd., Hsinchu Science Park, Hsinchu City 30076, Taiwan, No.21, Chu-tsuen 7th Rd., Hsinchu Science Park, Hsinchu City 30075, Taiwan, No. Taiwan, No.24, Nan-jung Rd., Keelung City 20045, Taiwan, 1F., No. Performance & security by Cloudflare. But the text messages stopped for about 12 hours then guess what. GO2 Bank offers a primary bank account that has a monthly fee of $5. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your GO2bank transaction history. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your GO2bank transaction history. Level 20, 459 Collins Street Melbourne VIC 3000, Australia. Member FDIC. Choose when you would like the money in your account. GO2 Bank is very transparent of its charges, such as overdraft fees. Send a letter to GO2bank P.O. GO2bank does not have physical branches, thus contacting a customer service representative is the only option if you have questions about their financial services. Bonus. Unapproved checks will not be funded to your account. I just received a couple more early this morning. How did you talk to a live person? This website uses cookies to collect your information for improving the service quality. Their mobile banking app also has helpful features like a planning tool that allows you to create and monitor budgets and set up financial goals. I am loathe to contact GO2Bank since I believe they are at least somewhat (if not completely) complicit in letting this happen. Your bank account will get funded, and you can use the money with the GO2 Bank debit card. 7F, Kishimoto Bldg. Based on Green Dot Corp; GO2bankTM is a division. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. While the 1% annual percentage yield you can earn with a savings account with GO2 Bank is substantially more than other banks, its limited. What is GO2bank? With GO2bank, you have the security and peace of mind of banking with an FDIC-insured bank, meaning your money is protected up to the maximum allowable limit and wont be held by a third-party bank. This fee is waived if you get your funds in 10 days to allow for the check to be approved. Rd., Taichung City 40457, Taiwan, No.194, Sec.1, San-min Rd., Taichung City 40343, Taiwan, No.257, Sec.1, Wu-chuan W. Hoping noone has opened an account as me but it sounds like that's what happened to you? They sent me a confirmation email with case number - but it went not only to me - but a very clearly obfuscated hotmail account - likely the perpetrator's email address. Cash your paychecks, government checks and personal checks quickly and safely with the GO2bank app. You have the option to have portions of your paycheck automatically moved to your savings account. SeeDeposit Account Agreement (PDF)for details. a. 406. No hidden fees. This is really too bad because its one of the features that GO2 Bank touts quite a bit. Mega International Commercial Bank Public Co., Ltd. Mega International Commercial Bank Public Co., Ltd. Chonburi Branch, Mega International Commercial Bank Public Co., Ltd. Bangna Branch, Mega International Commercial Bank Public Co., Ltd. Ban Pong Branch, Mega International Commercial Bank Public Co., Ltd. Rayong Branch, No.42, Hsu-chang St., Taipei 10047, Taiwan, No.123, Sec.2, Jhongsiao E. As an all-digital bank, GO2 Bank has made efforts to ensure that its banking app is easy to use. /5 NerdWallet rating. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Overdraft protection up to $200, with opt-in and eligible . Fintechs and neobanks offer a simple bank account product that meets the needs of people who dont need a physical bank. Thats how theyre able to offer FDIC insurance on their accounts. Depending on your direct deposit activity, the level of coverage you receive will vary: If you direct deposit your paycheck with GO2 Bank, you can access your money up to two days early. There is a fee if you wish to cash the check immediately. If you can wait 10 days, you can get access to your money for free. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions. Closed on Saturday, Sunday and public holidays, By Business An introduction to GO2bank Vaults savings account. GO2bank is the ultimate mobile banking app and debit card, packed with features to help you better manage your money and build your credit. Green Dot also offers money processing services, tax refunds, cash deposits, and disbursements. GO2 Bank is a division of Green Dot Bank and services as part of their digital banking initiatives. GO2Bank is a legitimate FDIC-insured financial institution that you can use to receive direct deposits from work or government benefits, you can make cash deposits, conduct transaction teller cash withdrawal, have a savings account, and do it all easily from the banks mobile app. Credit Unions tend to offer lower fees and better rates on savings than banks. Their ATM network includes over 60,000 fee-free ATMs. Prize: $1,000 to be awarded as credit or a check. The agents (3) I spoke with were painfully frustrating to work with. GO2 Bank aims to make their offerings a possible cheaper alternative for those who are currently unbanked to do their banking. You get a chip-enabled debit card that can be used to make everyday purchases. Phone(07)551-0361 You can email the site owner to let them know you were blocked. Or it could be a GO2Bank marketing scam. Get a one-time $5 credit when you cash a check to your GO2bank account * * The $5 promo code offer is valid only for users who successfully use the $5 promo code in the GO2bank mobile app before the promo code expires on 12/31/23. Go2Bank is a legitimate bank, but someone has used your personal info to open a debit card account in order to collect fraudulent unemployment benefits. See. Any deposit into Go bank will incur a cost of at least $3.74 per a maximum of $500 in deposit, or almost 0.75% at a minimum (the less you deposit, the higher the percentage fee). Close your account. 173.236.221.54 Customer service reps can also be reached via live chat that GO2 Bank has available for customers who are logged into their website. Offer sponsored by Ingo Money. LEARN MORE. 2023 GO2bank. While checking and savings accounts are often compared in terms of earning potential, the savings account is more likely to offer superior returns on your money. Phone number / contact. You decide! When you open an account with GO2 Bank, youre also eligible to earn cash back when you purchase eGift cards from over 100 merchants. For those that dont have enough money coming in direct deposit transfers, the available overdraft protection isnt nearly as valuable. Email:servicetw@anz.com, Monday to Friday: 9:00am - 6:00pm Closed on Saturday, Sunday and public holidays, Tel:+886 2 8722 5090 You can also make cash deposits at retail stores nationwide. You must have a credit line of at least $100 to start a secured credit card. The next best way to talk to their customer support team , according to other GoBank customers, is by calling their 888-280-8260 phone number for their Visa Debit Card Customer Service department. Looking for something in particular? Credit Glory Review Pros And Cons Of This Service. There are almost 100 Egift card merchants available to purchase from. Click to reveal That is well above the national savings rate. ATM deposit serviceYes Gang Du Branch AddressNo.111, Wufu 4th Rd., Yancheng Dist., Kaohsiung City 803, Taiwan. Fees may apply. Rd., Xinyi Dist., I am getting spammed by text. Starting with a $5,000 initial deposit, well compute the amount of interest gained over one year, three years, and ten years using the interest rates offered for each type of savings account. I just . Kaohsiung Branch AddressNo.502, Jiu Ru 1st Rd., Kao Hsiung City 807, Taiwan. Soon, the Green Dot bank that only existed on paper was done away with and this corporation has launched the GO2Bank brand. There is a $3 fee for using an ATM outside of your banks network; be mindful of hidden fees too, that may come from the ATM owner and not your bank. All checks subject to review for approval. Limits apply. Post your questions here and have them answered by people who are knowledgeable about all types of scams. I cant get past their automated menu, and Im not punching in my SS to search for an account. Fiona Loans Review Is This Loan Marketplace Worth Using? ** Activated, chip-enabled debit card required to use Ingo Money check cashing service. Through our retail and direct bank, we offer a suite of financial products to consumers and businesses including debit, prepaid, checking, credit and payroll cards, as well as robust money processing services, tax refunds, cash deposits and disbursements.