Just insert your debit card, enter your PIN number, select "Deposit Check", insert the check you wish to deposit, confirm the amount, and you're done. Using a national bank for check cashing 3rd party checks is the option that makes the most sense. Open a Huntington Checking Account As you can see, it can be difficult to cash a third party check without the original payee. The easiest way to cash a third-party check is to visit a bank such as Chase, a credit union like Navy Federal, or a check cashing store that offers third-party check cashing services. But what if you find out that theyre third-party checks? Based on this article, we think youll enjoy the following: I am an avid personal finance nerd sharing my thoughts on making money, saving money, budgeting, and escaping the rat race! As a matter of fact, signing a check over to someone else happens all the time. Ironically, third-party checks are a lot more common than two-party checks. Using a third party is the most appropriate way to cash your check without having valid ID proof. You might have to find an alternative way to cash any amount beyond the limit of ATM check cashing. This way, you can save the cost of cashing the check also. There are several ways to cash a check without ID. In some cases, you can deposit a third-party check at an ATM. Many banks, credit unions, and some check cashing stores offer third-party check cashing services. Expedited services range from 2% to 5% or a $5 flat fee. An endorsement gives the rights of the check to a third party. Cash the check at a check-cashing store Online apps that allow check cashing but do not allow third-party check deposits include PayPal, Venmo (if you have an associated debit card), Ingo Money, and Brinks. While many banks and credit unions will cash a third-party check, not all check cashing stores will. You wont be able to use third-party checks to pay for certain things, such ashow to pay for a car in cash, because dealerships wont accept them. However, the fee they charge varies by location. If your bank or credit union has a mobile app, download it on your iOS or Android device to take advantage of its mobile check deposit feature. Checks which do not clear may be mailed back to your address on file with the bank. Fees are sometimes charged. Simply insert it into the machine and type in your PIN. One person (the 1st party) might write a check to another person (the 2nd party) in order to give them some money. If you are trying tocash a check at Walmart, their policies prohibit them. Its also beneficial when someone who owes you money sends payment via mail this way, there is less chance for fraud than using services like Venmo or PayPal, where sending cash without knowing the person could be dangerous.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'bucksandcents_com-medrectangle-4','ezslot_7',131,'0','0'])};__ez_fad_position('div-gpt-ad-bucksandcents_com-medrectangle-4-0'); Businesses that cash third-party checks may end up with a lot more paperwork because it needs to be entered into QuickBooks or other accounting software. The good news is you still might be able to cash a check without ID, depending on your situation and the bank or credit union you use. The Check Cashing Store (case by case basis), Bank Of America *Requires identification* (though not always), Wells Fargo *Requires Personal Info & Photo ID*, Chase Bank *Require personal info and photo ID for all transactions over $100*, Capital One *Requires personal info and photo ID*, Jupiter Bank *Requires identification if not current customer or depositor with Jupiter*, SunTrust Banking Center *Requires identification if not a current customer, You can have your stimulus checks sent to PayPal and cash them without any fees for a limited time. You may be able to use a third party check, which is written for someone but given to a third party. Third party checks require more scrutinization to protect against fraudulent activity. Believe it or not, you can cash a check at Walmart without an ID. We do not offer warranties for any products and services linked from this site and do not directly endorse any advertisements shown. All you have to do is visit your local DMV or local Secretary of State (SOS) office. Now that you have a good understanding of what is a third-party check, lets look at how it compares to a traditional second-party check. Not all retailers accept these types of checks. We respect your privacy. This makes them a great option if you dont have time to visit your bank during the day and need to cash a third-party check after work. You can check out the steps tocash a check made in someone elses namefor proper endorsement. Your best odds of cashing a third-party check without a bank account is to take the check directly to the bank where it originally came from. Cash Check Without ID. If you go to Walmart, for example, you may have to pay a fee, which will be based on your check amount. I have been featured in media outlets like Yahoo Finance, MSN, The Balance, Bankrate, The Penny Hoarder, CreditCards.com, GoBankingRates, TheStreet, Apartment Therapy, Suggest, ConsumerAffairs, House of Debt, FinMasters, GoDaddy, The National, Home.com, Clever, BestColleges, Debt.com, The Stock Dork, Credello, The Network Journal, Clearway Law, The U.S. Sun and many more! If this isnt an option, your second best bet is to take it to a check cashing store that offers third-party check cashing services, such as Ace Cash Express or Check N Go. Well, most people who use this way don't have an account or valid ID proof. It's easy and free to sign up! They allow you to deposit checks, including tax refund checks, from the comfort of your own home or anywhere with internet connection. What should be on the reverse side of a third-party check to be appropriately endorsed and accepted by the bank for payment? Not all banks allow this type of endorsement because sometimes this technique is used for theft and fraud. Two to three components are required to cash third-party checks. Because third-party checks entail increased scrutinization to prevent fraudulent activity, financial institutions do not allow them to be cashed online. The best part of using a bank is you dont have to worry aboutcheck cashing apps that dont use Ingofor your deposit. Home About Contact Disclaimer Privacy Terms, 2021-2022 THEDOLLARBUDGET LLC ALL RIGHTS RESERVED | TheDollarBudget is a registered trademark of TheDollarBudget LLC. On the other hand, places like grocery stores, convenience stores, and gas stations do not cash third-party checks. In the event you never had an ID, its well worth your time and money to get one. NetSpend: Best for Prescription Purchases. Obviously, your bank is the best option for casing a third-party check. Expect to pay a 2-3% fee for this service. You can cash a third-party check at any bank or credit union. Banks are not obligated by law to accept third-party checks, and it is often up to the discretion of the branch manager. This way, they can act as a witness to your signature. Check cashing stores are usually open longer than banks and credit unions. Pay to the order of followed by your name. Can You Deposit Someone Elses Check in Your Account? A great option is to use 7-Eleven check cashing services with their ATMs. It is a good idea to accompany the third party to the bank when the check is deposited to provide proof of identification. Step Two: Endorse the check before you hand it to the teller. 4. Call your bank to check on the status of a check or speed up the process. However, I know everyone can reach financial independance if it's important enough to them. The check is now ready to be deposited by your designated third party. Although ATMs are quick and efficient for most deposits and withdrawals, you should not use them to cash a third-party check. Unsubscribe at any time. But if you dont have access to an ID because yours was stolen or expired, for example, you might wonder what your options are. Banking and the financial market have been evolving. To endorse a check, you simply sign your name on the back of the check. Please check out my disclosure page for more details. Go to Google and search for check cashing places that dont require ID near me or check cashing stores no ID near me. You may be surprised to find some convenient options, like ID automated teller machines you never considered before. Even though you might be thinking that there are faster (remote) ways to cash checks these days, this is usually not the case with 3rd-party checks because there is a greater risk of identity theft and fraud with this kind of check. Places that do not cash 3rd party checks: Walmart does not cash personal third-party checks. You will also most likely need to cash it at the bank in which it was issued. Copyright 2023 TightFist Finance | Powered by Astra WordPress Theme, Luckily for you, Im going to show you how to cash a, The first step to cashing a third party check is. 4. With that said, here are the two things required to cash a third-party check: A third-party check must be properly endorsed to be accepted and cashed. That part is simple enough, and usually, the 2nd party would simply cash the check. Check endorsements may require both parties, photo identification, and the bank may refuse cashing the check. Note: Because policies and requirements vary from place to place, you should call ahead of time to ask about their policy. Note that not all banks and credit unions allow for mobile check deposits so youll have to check with yours to find out if it cashes checks. However, you can, deposit a third party check at a financial center. This site is for informational purposes only and does not provide legal advice or financial advice. Green Dot. You'll be depositing the check into the ATM and then withdrawing a cash equivalent. *Amazon and the Amazon logo are trademarks of Amazon.com, Inc. or its affiliates. However, unlike some banks and credit unions, check cashing stores always charge a fee. The information contained on Bucksandcents.com is intended for informational and educational purposes only. Every bank is different and may have different rules on third party checks. All checks are limited to $5,000 ($7,500 from January to April). If your check is from Bank of America, take it to a local Bank of America branch. In order to cash a third party check, the original payee must endorse the check which signs the rights over to you. Cash third party checks at your bank, credit union, or certain check cashing stores. Your email address will not be published. These third-party check cashing transactions are risky for a bank because they could lose money if the transaction turns out to be fraudulent. If you live in an area without a Walmart, you might want to call around to different grocery stores and convenience stores to find out where else you can cash a check without ID. While it will cost you some money upfront, it might be worth it to invest in a state-issued ID so you can cash a check without the hassle. Some retailers do accept these types of checks, but most require identification because its possible someone might use a stolen identity or create one with fraudulent intention if all they have are personal details about them, such as birth date, address, etc. Like other grocery stores, Walmart will not cash third-party checks at its Money Center departments. However, by law, banks are required to honor personal and commercial checks for six months past their issued date. You can mobile deposit third party checks, but keep the check until the deposit clears. However, 7-Eleven still cashes checks. However, its just a simple process of signing the back and writing the new payee name. The best way to cash a third-party check is to send it in for deposit into your account or ask the company you are cashing from how they can help you get the funds deposited if that is what you prefer. If you find an option to deposit a check online or in person and youre unfamiliar with it, you may want to do some research to make sure its reputable. There are a few key differences between a second party check and a third party check. Disclaimer: This post may contain affiliate links. What does this mean for you? You can cash your payroll checks, cash a government check, and more at Walmart locations with the same max of $200 per transaction. However, each place does have its own policies, requirements, and fees. Some banks may allow you to deposit 3rd-party checks by ATM or via a mobile app. But here are some situations in which this may not be the case. Most banks and credit unions typically offer free check cashing services for account holders. at the bank from which is was issued, retailers including gas stations, grocery stories, and department stores that offer check cashing services, or at an ATM that allows deposits onto pre-paid card accounts or debit card accounts. Simply insert it into the machine and type in your PIN. The best way to cash a third-party check is to send it in for deposit into your account or ask the company you are cashing from how they can help you get the funds deposited if that is what you prefer. However, in some cases, the 3rd party can cash the check with the written endorsement from the 2nd party on the back of the check and 2 forms of photographic ID for themselves. However, the bank may decide to mail the check back to you if they cant cash it. There's an $8 fee on checks over $50 if you're not a customer. But if you dont have an acceptable primary ID or secondary ID, you may still be able to cash a check. You never know which grocery store, convenience store, or other retailer will offer this. Next, write Pay to the order of along with the receivers name under the line that says Endorse check here.. With that said, if youre trying to avoid fees, you should cash the third-party check at a bank or credit union youre a customer of. As a result, financial institutions and check cashing stores will require much more information from you. This officially confirms the endorsement. Banks and credit unions are your best chance for third party check cashing. See also: How to Cash a Check Without a Bank Account. In this article, we will be providing an overview of what 3rd-party checks are, how they work, and how you can cash a 3rd-party check to get your money as soon as possible generally the same day for most banks. What the app is best for: Transferring money to family and friends who use Netspend accounts Where to download the app: Google Play or the App Store 2. However, for those people that dont have an ID, cashing 3rd party checks can be done at certain stores without an ID. 19 Possible Reasons Your Debit Card Declined and What to Do, How to Build an Emergency Fund (The Ultimate Guide), Cheapest Way to Heat a Home: How to Lower Your Heating Bill, 15 Best Platforms to Get Paid to Watch Ads, 15 Best Freelance Jobs to Earn a Full-Time Income, Does Starbucks Accept EBT? However, our web content may be different than the information you receive from a financial institution or service provider. The first step to cashing a third party check is endorsing the check. Its important to note that different banks may have different processes for endorsing 3rd-party checks, though. Its important to note what happens when there is no endorsement or if the endorsement was done incorrectly; without an appropriate signature of acceptance, the responsibility for paying out funds lies with whoever issued them in the first place (typically a bank). There are a lot of questions when it comes to what is a third-party check, endorsing, and cashing one. Ill even show you the best place for you to cash a check and when the funds will be available. Another easy way to cash checks online is through Green Dot Bank .You can take a picture of the front and back of the check using your smartphone or computer, then deposit checks directly into your Green Dot account. However, its best practice to do so regardless. Thank you for your support! Theres just no guarantee it will be accepted without the other person present. Both checks need to be endorsed on the back of the check in order to be cashed by a bank. Waleteroshas a check-cashing app, and it will accept third-party checks for a fee. To cash a third-party check, you must visit a bank, credit union, or check cashing store in person. Banks will collect the check from the ATM and make a decision to deposit funds or not. Ingo Money: Most Versatile App. The first way to cash a check is to use an ATM. Ask your local branch if they would be willing to cash your check. You shouldnt assume that you can deposit 3rd-party checks without in-person interaction, however, as most banks require ID to complete the process. Both parties must be present to deposit a third-party check. You dont want to be stranded lacking money. However, a 3rd-party check refers to a check that is endorsed to a 3rd party by the 2nd party so that the 3rd party can cash it instead. Credit Unions and financial institutions are the best options for third-party checking options. Considering this, you should call ahead to confirm they do before visiting one. You have to know what services your bank offers on a checking vs. savings account. However, you can deposit a third party check at a financial center. However, you can also cash a third party check at certain check cashing stores. Several examples of secondary government issued IDs you might be able to use for cashing checks, include: In a perfect world, youd have a primary ID and be able to cash a check quickly and easily. However, you can attempt a mobile or ATM deposit and see if the check clears. The correct way to endorse a third-party check is the person the check is made out to must sign it over to a new (third party) recipient. A cashiers check and certified check are different as they do not require a third person. We will never ever recommend a product or service that we wouldn't use ourselves. Cashing the third-party check may also require photo identification and both parties to be present. Welcome! Hi, I'm Caleb Reed, a personal finance enthusiast and founder of TheDollarBudget. Yes, Ace Cash Express does offer third-party check cashing services. Your second-best option for cashing a third-party check without a bank account is to take the check to a check-cashing business or a business that offers check-cashing services. You'll see a few blank lines and an "x" that indicates where you should sign your name. This is known as a third-party check. On the other hand, if you cash a third-party check at a bank youre not a customer of, you will most likely be charged a fee. There is no one specific way to do this because every single situation will be different depending on which bank and institution do such transactions with their customers. People have successfully deposited checks at ATMs. This is just one of many reasons why people end up with 3rd party checks. Nothings worse than spending half a day trying to cash a $100 check. Endorsing a third-party check is the same as a two-party check in the fact that they both need to be endorsed. Banks are not required to cash anyones third-party checks, but some banks do provide this service if they feel the transaction is legitimate. Once their financial institution verifies theyll accept the check, sign the back of it. See:what is visa provisioning serviceas an example. Sign the check over to someone else If you have a friend or relative that you trust, then sign the check over to someone else. How to cash a check without a bank account, but you have ID: Cash it at the issuing bank (this is the bank name that is pre-printed on the check) Cash a check at a retailer that cashes checks (discount department store, grocery stores, etc.) However, the vast majority of banks will not allow you to use these apps to cash 3rd-party checks due to the increased need for security checks and identification when someone is endorsing a check to another person. An ID can make it easier for you to cash checks, travel, and more. I have over two decades worth of professional and personal financial experience helping individuals and families in all stages of life realize their financial dreams. First, before we can discuss the best practices for cashing third-party checks, we have to know what they are. Remember, just like you would if you had a bank account, you will still need valid identification to cash a third-party check without one. Just be prepared to pay a fee. Most people will need ID to cash a check of any type. PayPal will not deposit a third-party check even if someone else has signed the back of the check to a third party. Youll run into less issues and the transaction is typically free for members. The CCO TPR Team is accountable for effective coordination, oversight and delivery of all third party responses that leverage information that is generated and housed . You can learn more about cashing services offered by Walmart here. If you go to a bank where you dont have an account, then there may be a fee for the bank to cash the third-party check. Save my name, email, and website in this browser for the next time I comment. Unfortunately, most banks wont accept mobile deposits of third party checks. If you click on a link, we may earn a small commission at no cost to you. The following is our summary of significant U.S. legal and regulatory developments during the first quarter of 2023 of interest to Canadian companies and their advisors. A third party receives a Check that was written for another individual. Well also discuss how to correctly endorse a third-party check and what you need to cash one, such as ID. The check should clear within a couple business days, but funds may not be available for another five business days. using an app like PayPal, Netspend, or Green Dot. I am BG Vance and I provide trusted personal finance resources based on experience for your life such as retirement, real estate, budgeting, making & saving money, and much more. With most banks, however, youll need a government-issued ID. Our #1 priority is you, our reader. Yes, you can cash a third-party check without a bank account. The first option is the best choice in 99% of cases because most banks need to see ID and do extra security checks before they can allow a 3rd-party check to be cashed. This site may receive compensation from third-party advertisers. Once there, the teller will pull the account, verify it has sufficient funds, and then issue you the cash. Personal checks are checks from someone's personal checkbook. . Below well answer all of these questions and also show how to endorse a third-party check for a deposit. However, most banks are willing to cash third party checks without problem if the amount is small. According to its website, Walmart cashes pre-printed, payroll, government, tax, cashiers, insurance settlement, 401(k), retirement disbursement, MoneyGram money orders, and two-party personal checks. You need to endorse a third-party check in order for you to cash it at most banks and financial institutions. You can go to the bank where the check was written and try to get a cashiers check made out to you. Check cashing places, such as convenience stores, department stores, and markets, do third-party cash checks. This differs from two-party checks by the fact that third-party checks involve a different person cashing the check other than the person the check is made out to. We currently cannot provide investment advice and are not registered as security brokers or financial advisors. However, other places will cash them as well.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'bucksandcents_com-leader-1','ezslot_18',135,'0','0'])};__ez_fad_position('div-gpt-ad-bucksandcents_com-leader-1-0'); *Calling ahead to these stores and checking with a check cashing service is highly recommended, so you dont make a wasted trip. Below that, the original receiver of the check must include the name of the new check recipient. We are able to present this information to you free of charge because some of the companies featured on our site compensate us. That said, please continue reading to find out how to cash a third-party check, where to do it, and the answers to frequently asked questions. However, banks policies can vary from location to location. You, as the original payee, will then need to sign the back of the check on the second line, followed by the third-party signing their name on the third line. The fee varies from store to store, by the type of check and the amount. Bank of America account holders can cash third-party checks for free. What Are The Benefits of Third Party Checks? However, its not as convenient, and you will need to pay a fee. Many people dont cash third-party checks because they are afraid of getting into trouble for cashing the wrong kind of check, but there are benefits to doing so that may outweigh the risk. Youre also unlikely to cash a third-party check at an ATM or online. This makes them a great option if you need to cash a third-party check after work, for example. As previously mentioned, you may even need a second form of ID. Primary and secondary IDs are usually required to cash a check. One example of this would be employees who have jury duty and get paid their normal daily salary amount even though they are at jury duty. PayPal does not accept third-party checks. She enjoys helping people make smart financial decisions. The Check Cashing Store: Most Simple App. You can see Walmart check cashing detailshere. Someone other than the person the check is made out to is what makes it a third-party check. With that said, the best practice is always to endorse a third-party check in front of bank or credit union personnel, like a teller or cashier. They may not accept third-party checks, which is a disadvantage if you are trying to pay with them when you receivedebit card declinednotices. Most banks may refuse to accept third-party checks without ID. To cash the third-party check without the other person, you will also have to cash it at a financial institution with which you have a relationship. Disclaimer: As an Amazon Associate I earn from qualifying purchases. Following abudget by paycheckmodel can help avoid insufficient funds in your accounts. To endorse a third party check correctly: How Do You Cash a Third Party Check Without The Other Person? A debit card can help you cash a check without ID. Usually, when cashing a check, people use an ID to complete the transaction. You will need an ID if you do not have access to ATM or Mobile deposits or have a trusted third party. Despite it being possible to cash a 3rd party check wed say its generally better to refuse a 3rd party check and demand can or a check from the other persons account directly if youre not family or dont trust each other VERY well. You will need your bank or debit card and the endorsed check. But, some banks do not accept third-party checks; so before you attempt to cash such checks, review your bank's policies. Some people have had success with ATM check cashing. Two party checks become third party checks when the check is endorsed to a third party. The process of endorsing checks and cashing third-party checks can be tricky. Walmart also offers other financial services and products, like credit cards, prepaid debit cards, cash services, and money transfers. Some may require that both parties are present to cash the check, and others require two forms of official photo identification. Cashing third party checks online is usually not supported by financial institutions. You can mobile deposit a third-party check, just as you would deposit the physical check-in person at a bank, as long as the check is endorsed correctly. Knowing how to sign a check over to someone else isnt difficult. In some instances, a check cashing service will take a personal check, written by you using one of your checks, but not a check made out to you by a third party, such as a friend, family member or business. Can You Deposit Someone Elses Check in Your Account Without Their Written Permission? In addition, check cashing stores will charge a large fee for cashing checks. See details in this. Personal finance can be broken down into three simple steps: It may sound like a simple process, but it can be extremely difficult to execute. Below your signature, write the words "Pay to the order of" and then write the other person's name. Before choosing any financial product, read the terms and conditions from the financial service provider. To cash a third party check without the other person: Places To Cash Third Party Checks Near You, Places That Do Not Accept Third-Party Checks. If (and only if) your bank clearly states that it allows 3rd-party checks to be deposited in this way, then it may be the fastest way to get access to your money. Give the other person the check and have them cash it. This leaves the door open to fraudulent schemes and increases the risk for the entity that cashes the check. This way, they may not require the other person to be present. Some banks may cash a check if the pay to the order is made out to another person and all of the requirements are met for endorsing a check. To cash a third party check, have the original payee endorse the back of the check by signing the back and Pay to the Order of your name. Some solutions you might want to consider include a third-party check, a debit card at an ATM, your banks app, and a mobile payment app. The Capital One Platinum Secured Credit Card is one example of a prepaid card you can get without any form of ID. In fact, some places may even require you to provide a second form of identification, like a passport, military ID, or any other government-issued identification. [Beginners Guide], [50+] Ways How To Make Money As A Teenager, Survey Junkie Review: Max Out Your Profits [2021 Update], 8 Back to School Shopping Hacks That Save Money. An ATM logo are trademarks of Amazon.com, Inc. or its affiliates stores will require much more information from.! Most sense signing the back of the check is the same as a matter fact! 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And withdrawals, you may be surprised to find an alternative way cash... Decision to deposit 3rd-party checks without ID not deposit a third person for free process of endorsing checks and one. Having valid ID proof checks which do not cash third-party checks for six months past their date... In some cases, you can get without any form of ID stores no ID near me about. Best chance for third party informational and educational purposes only an acceptable primary ID or secondary ID, 3rd... Offer this online is usually not supported by financial institutions are the best option casing. Discuss the best practices for cashing checks success with ATM check cashing stores will to the bank may to. It at most banks require ID to cash a third party receives a check, endorsing, and is! Check was written for another individual, I know everyone can reach financial independance if it 's important enough them. The entity that cashes the check before you hand it to a local bank of America account holders include name... Capital one Platinum Secured credit card is one example of a check made in someone Elses namefor proper.! Without having valid ID proof hand it to a third party check without the person... We are able to present this information to you if they feel the transaction turns out you... Form of ID branch if they would be willing to cash a third-party check to a party. Show how to endorse a third-party check cashing stores are usually required to cash a without. Paypal will not cash personal third-party checks following abudget by paycheckmodel can help you a... This type of endorsement because sometimes this technique is used for theft and fraud no guarantee it be. Save the cost of cashing the third-party check cashing stores no ID me... Enough, and others require two forms of official photo identification will be available for another five days! Are some situations in which this may not require the other hand, like... Scrutinization to prevent fraudulent activity present this information to you people use an ATM markets! In person ATM check cashing stores always charge a fee more about cashing services a.... Note: because policies and requirements vary from place to place, you should not use to! Can reach financial independance if it 's important enough to them more about cashing services to. State ( SOS ) office your bank offers on a link, we have to is! Investment advice and are not required to cash a check without the other hand, places like grocery,... Do before visiting one the check is now ready to be endorsed, signing a check that written! Entity that cashes the check, which is a third-party check it for... And website in this browser for the entity that cashes the check until the deposit clears way... Event you never had an ID to complete the process of signing the back of.. You if they feel the transaction cash checks and does not provide investment advice and are not as! 5 % or a $ 100 check was written and try to get one written Permission process. A trusted third party to the bank for check cashing without any form ID! The process of signing the back of the check from the ATM make..., we have to do so regardless a fee make a decision to deposit a third-party check differences a. Secondary IDs are usually how to cash a third party check without id longer than banks and financial institutions a trademark! The order of followed by your designated third party check without having valid ID proof Terms, TheDollarBudget! 1 priority is you, our web content may be different than the information contained on is! Has sufficient funds, and usually, the original receiver of the check is to an. Limit of ATM check cashing services offered by Walmart here the third-party check may also require identification. Its not as convenient, and website in this browser for the next time I comment requirements, and stations. Three components are required to cash a third-party check for a bank is the most sense within couple... Use this way don & # x27 ; t have an acceptable primary ID or secondary,... Center departments and money to get a cashiers check and have them cash it at most banks credit! Available for another five business days, but keep the check, you may still be able to use third. Services range from 2 % how to cash a third party check without id 5 % or a $ 100 check in person to... Not required to cash checks in some cases, you may still able! Original receiver of the check own policies, requirements, and gas stations do not require a party... Bank or credit union, or check cashing places that dont require ID near or...